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Credit and Financing

To help you furnish your home with less stress, we offer several financing and layaway options.

Financing

Lay-A-Way

We are proud to offer our customers Lay-A-Way to make it easy for you to buy the furniture that you want by paying for them through manageable installment payments. The program allows you to break down your order’s purchase price over a number of payments that you set. Use our Lay-A-Way to plan and budget for all of your home furnishing purchases!

Contact us online or call us for more information.

Lay-A-Way FAQ's

How many payments can I set-up for my Lay-A-Way?
You can set up to as few as 2 payments or as many as 12. Unfortunately, your Lay-A-Way period cannot be extended beyond 6 months.

How much is each of my payments?
Your payment amount will vary depending on the price of your product and the number of payments you wish to make.

Will payments be made automatically?
No. Your payments must be made manually through the method described above. We will send email reminders periodically.

Can I change the amount or number of my payments?
No. Your number of payments and amount of each payment are fixed at the time the product is placed on Lay-A-Way. However, you may make payments as frequently as you want.

Do I have to put any money down for Lay-A-Way?
Yes. When you place a product on Lay-A-Way, you will be prompted to make your first payment. The Lay-A-Way will not be saved without the first payment.

Are shipping charges and sales tax included in my payments?
Sales tax, if applicable, and shipping fees are included in your payments.

What happens when I complete my payments?
You will then be able to complete your order, and we can then coordinate delivery or pickup options.

Which products can I choose for Lay-A-Way?
All of the products we carry are currently available for Lay-A-Way without exception.

Does my product need to be in-stock to be placed on Lay-A-Way?
No. You may place a currently out-of- stock item on Lay-A-Way. However, we cannot guarantee that an out-of- stock item will come back into stock.

What if my product is out-of- stock when I complete my payments?
You may wait for your product to come back into stock. We will notify you if we receive word that your product has been discontinued. If you do not wish to wait for the product, you may cancel your Lay-A-Way and apply the funds added to your Lay-A-Way purchase towards another product. Cancellations due to a product being out-of- stock are not subject to the cancellation fee. However, refunds will be issued as store credit to be applied towards another purchase.

Can I change the product I have on Lay-A-Way?
You may cancel your current Lay-A-Way purchase and create a new layaway purchase. The funds applied to your canceled Lay-A-Way purchase may be applied to your new Lay-A-Way purchase, less the cancellation fee of 25%of the full retail value of the product at the time that the product was placed on Lay-A-Way. Contact us for more details.

Can I cancel my order on Lay-A-Way?
Canceled layaway orders are subject to a cancellation fee of 25% of the full retail value of the product at the time that the product was placed on Lay-A-Way. Any remaining funds added towards your purchase will be available to you as store credit to be applied towards another purchase.

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